What is Car Hire Excess Insurance?
Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft.
When a rental car is damaged or stolen, the driver is asked to pay the first
portion of the repair or replacement costs.
This is known as the Car Hire Excess.
With car hire excess insurance, we insure the Policy Holder, not the rental vehicle.
Car hire excess is a voluntary insurance.
Decline the car rental company's Excess cover
at the counter when you collect the car.
If the car is damaged or stolen, the car rental company will charge your credit card
for the Excess amount
and you then claim for reimbursement on your car hire excess insurance policy.
Why buy Car Hire Excess Insurance?
- Quite simply - value for money!
- Don't pay the rental excess, which on average can be 1000 Euros.
- Daily rate starts at only £4.75.
- Annual European cover for £49.00
- Excess on Damage
- Excess on Theft
- Damage to windows/glass, tyres/wheels, the undercarriage and the roof
(the excess cover sold by car rental companies almost always excludes these items) - Up to £2,000 for any one incident and up to £3,000 in any one year
- Covering the Policy Holder and all named drivers on the car rental agreement
- Customers aged between 21 and 74
The cover we can provide
